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Socially relevant figures of the financial sector at a glance

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Algemeen

Key figures

64,300

full-time employees in the financial sector

2.7%

staff costs relating to training

84.4%

foreign-owned banks

10.2%

return on equity

80.3%

employees holding a higher education degree

89

banks established in Belgium

6,182

bank offices in Belgium

1.7%

market risk vs. risk-weighted assets

Block-kerntaken

Core Tasks

A bank's core task is to transform deposits into credit for the funding of the needs of households, public authorities and companies.

Every 100 EUR people give to the bank as a deposit is injected again into the economy.

Over 80% of savings is used for credit granting to households, companies and public authorities.

'Every 100 EUR' means: every 100 EUR of funds available.

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debt securities issued by foreign issuers (banks, public authorities, households and companies)
other (cash, shares, other equity, fixed assets and remaining assets)
debt securities issued by Belgian issuers (banks, public authorities, households and companies)
lending to foreign parties
lending to the Belgian public authorities
lending to Belgian households
lending to Belgian companies
lending to Belgian banks
Leningen aan Belgische ondernemingen
13,91%

Block-krediet

Credit granting

€215.3 billion
to households
€128.8 billion
to companies
€77.8 billion
to public authorities

Households, companies and public authorities can take out a bank loan to fund their needs.

However, they can also turn to alternative forms of financing such as bond loans, leasing and crowdfunding.

€56.6 billion
through bond loans
€15.2 billion
through leasing
€0.00299 billion
through crowdfunding

Block-betalingen

Payments

11.8 million
internet banking subscriptions
4.5 million
mobile banking subscriptions
1,702 million
card payments
1,274 million
credit transfers
284 million
cash withdrawals
1647
internet banking fraud cases

Block-sparen

Savings and investments

€258.6 billion
on savings accounts
€2.1 billion
savings in people's loans
€301.2 billion
assets managed by assets managers in Belgium
3.6%
savings in sustainable investment funds
1.6 million
people have joined a pension savings fund

Block-hervormen

Reforms

There are 89 banks in Belgium. Since 2008, they have undergone profound changes:

48.5%

Own funds, consolidated figures up to Q1 2017

27.1%

Total assets, consolidated figures up to Q1 2017