Socially relevant figures of the financial sector at a glance
full-time employees in the financial sector
staff costs relating to training
return on equity
employees holding a higher education degree
banks established in Belgium
bank offices in Belgium
market risk vs. risk-weighted assets
A bank's core task is to transform deposits into credit for the funding of the needs of households, public authorities and companies.
Every 100 EUR people give to the bank as a deposit is injected again into the economy.
Over 80% of savings is used for credit granting to households, companies and public authorities.
'Every 100 EUR' means: every 100 EUR of funds available.
Households, companies and public authorities can take out a bank loan to fund their needs.
However, they can also turn to alternative forms of financing such as bond loans, leasing and crowdfunding.
Savings and investments
There are 85 banks in Belgium. Since 2008, they have undergone profound changes:
Own funds, consolidated figures up to Q4 2019
Total assets, consolidated figures up to Q4 2019
In addition to the traditional tax burden which is imposed on companies, the banking sector makes more specific contributions to public finances as well:
Source: BEAMA, BLA, ECB, Febelfin, NBB