X

Socially relevant figures of the financial sector at a glance

Download

Algemeen

Key figures

55,700

full-time employees in the financial sector

2.6%

staff costs relating to training

81.7%

foreign-owned banks

5.0%

return on equity

83.2%

employees holding a higher education degree

82

banks established in Belgium

4,232

bank offices in Belgium

1.6%

market risk vs. risk-weighted assets

Block-kerntaken

Core Tasks

A bank's core task is to transform deposits into credit for the funding of the needs of households, public authorities and companies.

Every 100 EUR people give to the bank as a deposit is injected again into the economy.

Over 80% of savings is used for credit granting to households, companies and public authorities.

'Every 100 EUR' means: every 100 EUR of funds available.

+ Show legend
- Hide legend
debt securities issued by foreign issuers (banks, public authorities, households and companies)
other (cash, shares, other equity, fixed assets and remaining assets)
debt securities issued by Belgian issuers (banks, public authorities, households and companies)
lending to foreign parties
lending to the Belgian public authorities
lending to Belgian households
lending to Belgian companies
lending to Belgian banks
Leningen aan Belgische ondernemingen
13,91%

Block-krediet

Credit granting

€260.4 billion
to households
€152.4 billion
to companies
€64.0 billion
to public authorities

Households, companies and public authorities can take out a bank loan to fund their needs.

However, they can also turn to alternative forms of financing such as bond loans, leasing and crowdfunding.

€59.4 billion
through bond loans
€17.6 billion
through leasing
€46.1 million
amount raised through crowdfunding

Block-betalingen

Payments

14.2 million
internet banking subscriptions
9.1 million
mobile banking subscriptions
2,344 million
card payments
1,702 million
credit transfers
153.3 million
cash withdrawals
12,432
internet banking fraud cases

Block-sparen

Savings and investments

€298.8 billion
on savings accounts
€2.1 billion
savings in people's loans
€332.2 billion
assets managed by assets managers in Belgium
27.4%
savings in sustainable investment funds
1.7 million
1.7 million people have joined a pension savings fund (Q3/2020)

Block-hervormen

Reforms

There are 82 banks in Belgium. Since 2008, they have undergone profound changes:

62.9%

Own funds, consolidated figures up to Q4/2020

20.4%

Total assets, consolidated figures up to Q4/2020